Annual report 2016 |


This online Annual Report provides a interactive summary of our comprehensive annual reporting to our stakeholders. The full Annual Report is available in the downloads section.





Highlights



%

RoGEV per share



Adjusted RoGEV of 17,8%


R-million

Net result from financial services

Up 10%

cents

Dividend per share



Up 9.4%

R-billion

New business volumes



Up 11%

R-million

Net value of new covered business

Up 18%

%

Net VNB margin



up 7bps

Chairman’s letter


ceo

Sanlam is well positioned for growth: we now have the largest non-banking financial services footprint in Africa. No other insurer in the world can currently claim such a position...


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Strategic review


ceo

The 2016 financial year presented the Group with a particularly challenging operating environment. Despite these conditions, the Group delivered a good overall operational performance....


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Financial review


ceo

Where many companies face pressure from share- holders to deliver in the short-term, with too much focus on quarterly results, Sanlam is privileged to have shareholders who are fully supportive of our approach and invest for the longer term...

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Governance

The Group has a comprehensive and entrenched governance system and approach that enable sustainable value creation for stakeholders...


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Regulatory

Volatile global and local market conditions continue to spur regulators toward the development of tools and mechanism that will ensure a more predictive response to the next potential crisis...

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Remuneration

Sanlam’s remuneration philosophy and policy support the Group strategy by incentivising the organisational behaviour required to meet and exceed predetermined strategic goals...

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