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Commentary index
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Results at a Glance
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How we’re doing
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Salient Features
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Group Ten-year Review
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Group Structure
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Chairman’s Report
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Board of Directors
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Report of the Group
Chief Executive
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Executive Committee
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Corporate Governance Report
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Abridged Sustainability Report
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Economic Review
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Financial Review
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Sanlam Personal Finance
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Sanlam Developing Markets
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Sanlam Investments
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Sanlam Employee Benefits
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Santam
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Sanlam Independent
Financial Services
Financials index
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Report of the Chief Actuary
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Report of the Independent Auditors
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Directors’ Report
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Basis of Presentation and
Accounting Policies
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Group Balance Sheet
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Group Income Statement
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Group Statement of
Changes in Equity
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Group Cash Flow Statement
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Notes to the Group
Financial Statements
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Statement of Actuarial Values
of Assets and Liabilities
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Notes to the Statement of Actuarial
Values of Assets and Liabilities
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Sanlam Limited Financial Statements
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Principal Subsidiaries
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Group Shareholders’ Fund
Balance Sheet at Net Asset Value
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Group Shareholders’ Fund
Income Statement
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Group shareholders' fund
balance sheet at fair value
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Notes to the Shareholders’
Fund Information
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Stock Exchange Performance
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Assurance Report of the Independent
Auditors on the Sanlam Group
Embedded Value Results
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Report on the Sanlam Group
Embedded Value Results
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Sanlam Group Embedded Value
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Notes to the Sanlam Group
Embedded Value Results
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Glossary of Terms, Definitions
and Major Businesses
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Notice of Annual General Meeting
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Shareholding and Administration
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